PayPal is changing some of its Legal Agreements with effect from 23 September 2019 (“Effective Date”). We’ve created this policy update to help you understand the changes. By continuing to use the PayPal Services after the Effective Date, you are agreeing to the changes. If you do not agree to the changes, you must close your account or cease using the PayPal Services prior to the Effective Date.
Updates to the User Agreement for PayPal Services – Effective Date: 23 September 2019
We’re making the following substantive changes to our terms:
Exhibit A – Fees: We are changing the Currency Conversion Fees applied to transactions that involve a PayPal currency conversion. These Fees are set out in the sub-section on “Currency Conversion” in section 4 “Additional Fees”.
The updated Fees are as set out below:
Activity
Additional Fees
Currency Conversion
Country/Region:
Fee included in the Applicable
Transaction Exchange Rate :
All countries
except as listed below.
3.0%
Anguilla,
Antigua and Barbuda, Argentina, Aruba, Bahamas, Barbados, Belize,
Bermuda, Bolivia, Cayman Islands, Chile, Colombia, Costa Rica, Dominica,
Dominican Republic, Ecuador, El Salvador, Falkland Islands, Grenada,
Guatemala, Guyana, Honduras, Jamaica, Montserrat, Netherlands Antilles,
Nicaragua, Panama, Paraguay, Peru, Saint Kitts and Nevis, Saint Lucia,
Saint Vincent and the Grenadines, Suriname, Trinidad & Tobago, Turks and
Caicos Islands, Uruguay, Venezuela, Virgin Islands.
4.5%
Algeria, Angola, Bahrain, Benin, Botswana, Burkina Faso, Burundi,
Cameroon, Cape Verde, Chad, Comoros, Congo, Democratic Rep of the Congo,
Cook Islands, Djibouti, Egypt, Eritrea, Ethiopia, Gabon, Gambia, Ghana,
Guinea, Guinea Bissau, Ivory Coast, Jordan, Kazakhstan, Kenya, Kuwait,
Kyrgyzstan, Lesotho, Madagascar, Malawi, Mali, Mauritania, Mauritius,
Morocco, Mozambique, Namibia, Niger, Nigeria, Oman, Qatar, Rwanda, Sao
Tome And Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone,
Somalia, South Africa, St. Helena, Swaziland, Tajikistan, Tanzania,
Togo, Tunisia, Turkmenistan, Uganda, United Arab Emirates, Yemen,
Zambia, Zimbabwe
Currency Conversion that occurs when
sending a Personal or a Commercial Payment or receiving a refund beyond
1 day of the date of the original payment:
4.0 %
Currency conversion that occurs when receiving other payments (including
Mass Payments or Payouts), withdrawing funds to your local bank account
(if your PayPal balance is held in a currency other than your local
currency), adding funds from a bank account to your PayPal Account or
when transferring funds between your PayPal balances held in different
currencies (as applicable);
3.0% Personal Payments
Fee.
Albania, Andorra, Belarus, Bosnia and
Herzegovina, Croatia, Georgia, Iceland, Macedonia, Moldova, Montenegro,
Serbia, Ukraine.
Currency Conversion that occurs when
sending a Personal or a Commercial Payment or receiving a refund beyond
1 day of the date of the original payment:
4.0%
Currency conversion that occurs when receiving other payments (including
Mass Payments or Payouts), withdrawing funds to your local bank account
(if your PayPal balance is held in a currency other than your local
currency, adding funds from a bank account to your PayPal Account or
when transferring funds between your PayPal balances held in different
currencies (as applicable);
3.0%
Bhutan, Cambodia, Federated States of Micronesia, Hong Kong SAR China,
Indonesia, Japan, Korea, Laos, Maldives, Mongolia, Nepal, New Zealand,
Philippines, Samoa, Singapore, Sri Lanka, Taiwan, Thailand, Tonga,
Vietnam
Currency Conversion that occurs when sending a
Personal or a Commercial Payment or receiving a refund beyond 1 day of
the date of the original payment:
4.0%
Currency conversion that occurs when receiving other payments (including
Mass Payments or Payouts), withdrawing funds to your local bank account
(if your PayPal balance is held in a currency other than your primary
currency), adding funds from a bank account to your PayPal Account or
when transferring funds between your PayPal balances held in different
currencies (as applicable)
3.0%
China, Malaysia
Currency Conversion that occurs when
sending a Personal or a Commercial Payment or receiving a refund beyond
1 day of the date of the original payment:
The Fee
depends on the currency into which the amount is converted, as listed in
the table below
Currency:
Fee:
Australian Dollar:
4%
Brazilian
Real:
4%
Canadian Dollar:
3.5%
Czech Koruna:
4%
Danish Kroner:
4%
Euro:
4%
Hong Kong Dollar:
4%
Hungarian
Forint:
4%
Israeli New Shekel:
4%
Japanese Yen:
4%
Mexican Peso:
4%
New Zealand Dollar:
4%
Norwegian Krone:
4%
Philippine Peso:
4%
Polish Zloty:
4%
Russian Ruble:
4%
Singapore Dollar:
4%
Swedish Krona:
4%
Swiss Franc:
4%
New Taiwan Dollar:
4%
Thai Baht:
4%
U.K. Pounds Sterling:
4%
U.S. Dollar:
3.5%
Currency conversion that occurs when receiving other payments (including
Mass Payments or Payouts), withdrawing funds to your local bank account
(if your PayPal balance is held in a currency other than your primary
currency), adding funds from a bank account to your PayPal Account or
when transferring funds between your PayPal balances held in different
currencies (as applicable)
2.5%
Monaco
Currency conversion that occurs when receiving
other payments (including Mass Payments or Payouts), withdrawing funds
to your local bank account (if your PayPal balance is held in a currency
other than your local currency), adding funds from a bank account to
your PayPal Account or when transferring funds between your PayPal
balances held in different currencies (as applicable)
3.0% above the wholesale exchange rate
Currency Conversion that occurs when sending a Personal or a Commercial
Payment or receiving a refund beyond 1 day of the date of the original
payment:
Between 3.0% and 4.0% above the wholesale
exchange rate depending on the currency into which the
relevant amount is converted (please refer to the table below).
Currency and Code
Currency Conversion Fee
Australian Dollar (AUD):
4.0%
Brazilian Real (BRL):
4.0%
Canadian Dollar (CAD):
3.5%
Czech
Koruna (CZK):
4.0%
Danish Krone
(DKK):
4.0%
Euro (EUR):
4.0%
Hong Kong Dollar (HKD):
4.0%
Hungarian Forint (HUF):
4.0%
Israeli
Shekel (ILS):
4.0%
Japanese Yen
(JPY):
4.0%
Malaysian Ringgit
(MYR):
4.0%
Mexican Peso (MXN):
4.0%
New Zealand Dollar (NZD):
4.0%
Norwegian Krone (NOK):
4.0%
Philippine Peso (PHP):
4.0%
Polish
Zloty (PLN):
4.0%
Russian Ruble
(RUB):
4.0%
Swedish Krona (SEK):
4.0%
Singapore Dollar (SGD):
4.0%
Swiss Franc (CHF):
4.0%
Taiwan New
Dollar (TWD):
4.0%
Thai Baht (THB):
4.0%
U.K. Pounds Sterling (GBP):
4.0%
U.S. Dollar (USD):
3.5%
Where a currency conversion is required, it will be completed at the transaction
exchange rate we set for the relevant currency exchange. The transaction
exchange rate is adjusted regularly and includes a Currency Conversion Fee
applied and retained by us on a base exchange rate to form the rate applicable
to your conversion. The base exchange rate is based on rates within the
wholesale currency markets on the conversion day or the prior business day; or,
if required by law or regulation, set at the relevant government reference
rate(s). The transaction exchange rate applicable to your conversion may be
applied immediately and without notice to you. You may have the option
(depending on the country/region you are residing in and the type of funding
source) to Opt Out of currency conversion before you complete the transaction by
selecting Other Conversion options on the Review Your Information page during
checkout.
Where a currency conversion is offered by PayPal at the point
of sale, you will be shown the exchange rate that will be applied to the
transaction before you proceed with authorizing the payment transaction. By
proceeding with your authorization of the payment transaction you are agreeing
to the currency conversion on the basis of the exchange rate. Where a currency
conversion is offered at the point of sale by the Merchant, not by PayPal, and
you choose to authorize the payment transaction on the basis of the Merchant’s
exchange rate and charges, PayPal has no liability to you for that currency
conversion.
Where your payment is funded by a Debit or Credit Card and
involves a currency conversion by PayPal, you consent to and authorize PayPal to
convert the currency in place of your Credit or Debit card issuer.
Description : History
of Luang Phor Ngern Phutthachot ,Wat Bangklan (Wat
Hiranyaram), Amphoe Pho Thale, Phichit
Luang Phor Ngern Phuttchoth in has the same name "Ngern"
was born on Friday, the 10th year of the Ox, which falls on
September 16, 1808, his father's name is Au, was Banklan
vilagers. his mother's name is Fuk, was Santoe villagers.
Bangklan. Pichit province. Have brothers The same six
people, the first one, the second, the third, the third, the
fourth, the fourth, the fifth, the sixth, the survived. I
confirm that you were born in Ox. The first is that you were
born in the year 2348BE. The some history was born in the
year 2360BE. His mother is a native of Kamphaeng Phet.
Matches the reign of K1. There are 6 siblings together.
By the year 2356BE., Luang Phor Ngern age 5 years,
the teacher, he has led Luang Phor Ngern go to
Bangkok. When Luang Phor Ngern grew up studying, he
brought Luang Phor Ngern to the temple.
(Wat Chanasongkram) to teach books at Wat Chanasongkram throughout
until the year 2363BE. The people are very respectful to
you. People come to you very much. No man came to you. To be
a disciple. And ask for magical fetish. And ask the father
to treat the disease with fever. Luang Phor gives mercy
without choosing the caste. All levels
The Statue Buddha Luang Phor Ngern Pim Niyom Wat
Bangklan, Pho Thale, Phichit.
It is used as a collection and Rare Amulet. There is a
Buddha, you make a fortune.
Prosperous owners and keepers.
Policy:
Payment Method :
*We accept payment through Western
Union \ Money Gram Payment
only, This is easy and the most preferred way.
*Please kindly make a payment with 3 days after you purchase
this item.
Shipping & Handling Method :
*We shipped HandlingWORLDWIDE.
From Thailand.
*The package will be shipped directly from Thailand viaStandard
Small package Airmail,
“With
Tracking Number”
and it will take about 11-23 business days.
*The item will be shipped with 2 business days after
payment received.
Return & Guarantee Policy :
100% Satisfaction Guarantee if you are not satisfied with
the product you purchase formy reason,
Please us for a refund instruction within 30 days for a
refund Shipping Handling costs are not
refundable. Return shipping cost will be pay by Buyer.Some
time it can take up 30-45 days in rare case.
Feedback :
Customer satisfaction is very important to us!
If you are satisfied with this purchase, Please take a
minute to leave 5 star positive feedback ( + ),
We appreciate your positive feedback.
Your fully satisfaction is our utmost priority. if any
questions, Please don't leave negative feedback
or neutral feedback before contact us, As we always try our
best to help you solve problems entirely.
You will be replied within 24 hours work day.
Return Policy :
*100%
Satisfaction Guarantee: If you are not satisfied with the
product you purchased for any reason,please contact us for a
return instruction within 7 days for a refund.
*Shipping & Handling costs are non refundable.
*Please sent the item back to us with their original
packaging within 14 days.
*Return shipping cost will be paid by buyer.
Note : Please contact us by what app message ONLY.
Thanks for visiting.If you have any problem ,please
contact us before leave negative feedback.
093-3361995
